As long as you are under 65 years old, you can normally insure your loan against the risk that you or your partner might die before the loan is repaid. We strongly recommend that you take out this insurance. You can select to cover both yourself and your partner.

What's more, the cost is competitive and is included in your loan repayment. Most of us insure all our major commitments, so in our view it makes sense to insure your loan for the peace of mind it gives you. None of us expect to die. Make sure if it happens to you that your family are protected.

Also, there are no forms to fill in or medical examinations to attend. And if you are unlucky enough that your estate needs to make a claim, then the insurance company will pay the lender direct to make things as easy as possible for your family at what might be a difficult time.

For full details of the terms and conditions applying to the insurance policies available, apply on-line straight away.

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TENANT LOANS NATIONWIDE ARE ADMINISTERED THROUGH LOANS4TENANTS WHICH IS A TRADING STYLE OF CENTRAL CAPITAL WHO ARE LICENSED CREDIT BROKERS. REGISTERED OFFICE: 1 LE MARCHANT STREET, ST PETER PORT, GY1 4HP. REGISTERED IN GUERNSEY NO 37613. WRITTEN QUOTATIONS ON REQUEST.

A TYPICAL EXAMPLE OF LOANS OF £3,000 OR MORE IS £5,000 OVER 60 MONTHS @ £115.05 PER MONTH = £6,903 TOTAL AMOUNT REPAYABLE (14.4% APR VARIABLE). A TYPICAL EXAMPLE OF LOANS LESS THAN £3,000 IS £2,000 OVER 24 MONTHS @ £106.58 PER MONTH = £2,558 TOTAL AMOUNT REPAYABLE (27.9% APR VARIABLE).